Reynolds’ Financing & Lease Options

Financing your boat or outboard motor is easy at Reynolds. We work with many local and national financing companies to customize terms to meet your needs including:

  • Low interest rates
  • Repayment terms up to 240 months for qualified buyers
  • Flexible down-payment options, including 0% down for qualified buyers
  • Extended warranties on your boat electronics, outboard motor and trailer

Finance FAQs

Q. What will my interest rate be?
A. We work with our lenders to get the best rate available to you, as determined by your:

  • Credit score
  • Credit history
  • Employment history
  • Debt-to-income ratio
  • Amount financed (typically, the smaller the amount financed the higher the interest rate)

Q. How long can I finance my boat?
A. The length of your repayment term typically depends on the dollar amount financed, and the higher the amount financed the longer the repayment term.
Note that buyers qualified to finance amounts over $50,000 may receive a repayment term up to 240 months.

Q. What if I pay my loan off early?
A. No problem. All of our loans are fixed rate, simple interest loans with no pre-payment penalty.

Q. How long will the loan decision take?
A. We often have a decision for you within a few hours of submission to the lender. While not all loan decisions are made that fast, it’s rare for a decision to take more than 24 hours.